Insurance Agents can help you understand what types of insurance policies you need, what types of coverages are avaliable, what exclusions to avoid as well as find you the best policy and price. Insurance Agents do nothing but advise clients on insurance matters for a living. Wouldn't you want to take insurance advice from someone that does nothing buy sell insurance?

AboutInsurance.com does not endorse any specific insurance agents or companies. But we do recommend that you find an insurance agent that you trust to help you with your insurance needs. There are two primary types of insurance agents, Independent and Direct. Independent Agents get quotes from multiple insurance companies to get you the best price and coverages available. A Direct Agent sell insurance for just insurance company. State Farm agents for example are direct agents as they sell insurance policies only for State Farm. So if you go to a Direct Agent, understand that they agent will not get multiple quotes and search for the best deal but will only try to sell you his company's products. Both Independent and Direct Agents work for the Insurance Companies and work on commission and get paid a percentage of the policy premium they sell you.

Which type of Agent is best is not clear. What is clear, is that if you find an agent you trust, stick with him and take his advice. Agents are also there to help you with filing a claim if needed. An Agent's most important role to his clients may be in fact helping them collect on claims rather than actualy purchasing insurance.

Below is a list of insurance agents in your city. Talk to several of them to decide which is the best for you.

Leading Insurance Agents