Health Insurance Reform Losing Steam

Posted on August 31 2009 at 07:59 AM

A poll was released over the weekend showing Americans are less concerned about health care costs than they used to be. Americans are less worried they will lose their health care ...

0 Comments

read more >>

Insurance Companies

Posted on August 27 2009 at 07:06 PM

Don't think insurance companies are that important to the economy? AIG was the largest insurance company in the world and when it almost failed, it cost US Taxpayers over $85 Bill...

0 Comments

read more >>

Health Insurance War?

Posted on August 26 2009 at 12:02 PM

Town Hall meetings are turning into armed bar brawls...politicians are comparing each other to Hitler...other politicians are degraded American Citizens speaking their minds...the ...

0 Comments

read more >>

States likely to increase minimum car insurance requirements

Posted on August 26 2009 at 11:58 AM

Several states are considering raising the minimum amount of liability car insurance required. Most states currently require a minimum of $20,000 in liability insurance with some ...

0 Comments

read more >>

Insurance Agents can help you understand what types of insurance policies you need, what types of coverages are avaliable, what exclusions to avoid as well as find you the best policy and price. Insurance Agents do nothing but advise clients on insurance matters for a living. Wouldn't you want to take insurance advice from someone that does nothing buy sell insurance?

AboutInsurance.com does not endorse any specific insurance agents or companies. But we do recommend that you find an insurance agent that you trust to help you with your insurance needs. There are two primary types of insurance agents, Independent and Direct. Independent Agents get quotes from multiple insurance companies to get you the best price and coverages available. A Direct Agent sell insurance for just insurance company. State Farm agents for example are direct agents as they sell insurance policies only for State Farm. So if you go to a Direct Agent, understand that they agent will not get multiple quotes and search for the best deal but will only try to sell you his company's products. Both Independent and Direct Agents work for the Insurance Companies and work on commission and get paid a percentage of the policy premium they sell you.

Which type of Agent is best is not clear. What is clear, is that if you find an agent you trust, stick with him and take his advice. Agents are also there to help you with filing a claim if needed. An Agent's most important role to his clients may be in fact helping them collect on claims rather than actualy purchasing insurance.

Below is a list of insurance agents in your city. Talk to several of them to decide which is the best for you.

Leading Insurance Agents